Up Down All Around

A friend asked me, after the 2000 Y2K bullshit had died down, "Do you know the difference between a recession and a depression?" Nope.
"A recession is when the USA economy is in the junker, and a depression is when it happens to you". He had lost some $$$ in the stock market.

I dunno if we ever expected to see the current credit crunch in our lifetimes??? It's been challenging and exciting to get loans approved for my buying and refinancing clients. For sellers, it's a non-issue until there are fewer buyers being approved, fewer bids being received, and lower selling prices overall.

Stand by... The bailout program was just approved
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